diff --git a/net/sunrpc/xprtrdma/rpc_rdma.c b/net/sunrpc/xprtrdma/rpc_rdma.c
index d18614e02b4e..7774aee7c013 100644
--- a/net/sunrpc/xprtrdma/rpc_rdma.c
+++ b/net/sunrpc/xprtrdma/rpc_rdma.c
@@ -164,6 +164,21 @@ static bool rpcrdma_results_inline(struct rpcrdma_xprt *r_xprt,
 	return rqst->rq_rcv_buf.buflen <= ia->ri_max_inline_read;
 }
 
+/* The client is required to provide a Reply chunk if the maximum
+ * size of the non-payload part of the RPC Reply is larger than
+ * the inline threshold.
+ */
+static bool
+rpcrdma_nonpayload_inline(const struct rpcrdma_xprt *r_xprt,
+			  const struct rpc_rqst *rqst)
+{
+	const struct xdr_buf *buf = &rqst->rq_rcv_buf;
+	const struct rpcrdma_ia *ia = &r_xprt->rx_ia;
+
+	return buf->head[0].iov_len + buf->tail[0].iov_len <
+		ia->ri_max_inline_read;
+}
+
 /* Split @vec on page boundaries into SGEs. FMR registers pages, not
  * a byte range. Other modes coalesce these SGEs into a single MR
  * when they can.
@@ -762,7 +777,8 @@ rpcrdma_marshal_req(struct rpcrdma_xprt *r_xprt, struct rpc_rqst *rqst)
 	 */
 	if (rpcrdma_results_inline(r_xprt, rqst))
 		wtype = rpcrdma_noch;
-	else if (ddp_allowed && rqst->rq_rcv_buf.flags & XDRBUF_READ)
+	else if ((ddp_allowed && rqst->rq_rcv_buf.flags & XDRBUF_READ) &&
+		 rpcrdma_nonpayload_inline(r_xprt, rqst))
 		wtype = rpcrdma_writech;
 	else
 		wtype = rpcrdma_replych;